If there is one topic of conversation that can divide us Canadians, it’s the weather. Some of us can’t wait for that first snowfall and even look forward to grabbing those shovels. Now is the time for snow angels, tobogganing, skiing, skating, along with countless other activities we can only enjoy in the wintertime.
Other people view those who look forward to the cold as though they’ve just arrived from another planet. All the same, who doesn’t dream about packing up and heading to Florida the minute those frigid temperatures arrive, at least for a little while? If you’ve owned your home for a long time and have some equity behind you, that far-off fantasy could be more attainable than you realize.
Each year, thousands of Canadians do exactly that. If the time has come for you to join them, today’s post will help you plan and streamline your move.
Planning on relocating and are not sure where to start? Our comprehensive relocation guide can help. Download your copy for free right here.
Clarify Your Goals
For some people, rearranging the furniture feels like a big change. Moving to another country is something else altogether and will need much more preparation. Like all monumental life milestones, there are numerous considerations before making any decisions, and very few people uproot their entire lives on a whim. If you plan on making such a significant change in your life, it starts with getting very clear on what you actually want.
- Do you plan to sell your house and never look back?
- Do you just want to get away during the colder months and return home for the summer?
Your strategy will change depending on what you want to achieve. That said, having a clear picture in mind is an excellent start.
Relocating can be a complex process, but breaking it down into smaller steps can make it easier. The posts below will get you off to a good start:
- Who Needs a Real Estate Agent?
- What Do These Numbers Mean in Real Estate?
- What If Your House Has a Stigma?
Understand the Whole Picture
Whatever path you choose, you have much to ponder, and a lot of background research will be in order. For example, escaping harsh Canadian winters and living in the Sunshine State may sound like paradise – but have you considered what the reality will actually look like?
Yes, there will be warm days ahead of you. Some extremely hot days, in fact, often with plenty of humidity. Inclement weather in Ontario can mean a thunderstorm and torrential rainfall or, at worst, a snowstorm. In Florida, inclement weather could mean a hurricane. Moving there could still be a thrilling experience. However, it’s critical that you see and understand the entire picture, not just what looks great on a postcard.
If you plan to return to Canada during the warm weather, you’ll need to arrange for accommodations. Living with a family member in a secondary suite may be an ideal solution. Still, you’ll have to factor in any rent and maintenance costs even when you’re out of the country.
When you consider all of the pros and cons, you are in a better position to make an informed decision that you will be proud of and not regret. If, after much consideration, you choose to move forward, the next step is to figure out the logistics.
Understand the Legalities and Logistics
There are several reasons why moving to Florida (or another warm destination) from Canada can seem like such a big change. First and foremost, think of the culture shock. People in different places can have very different ways of doing things.
Even more importantly, the laws could be different. You don’t want to go in blind when making such a life-altering decision. It’s a good idea to research the national and state laws of your new destination, in addition to any local bylaws or regulations that may be in effect.
Healthcare will be a major consideration for Canadians moving to the United States. You’ll want to ensure everyone in your family has adequate insurance, as America does not have a government-funded healthcare system. Even a minor unexpected illness or injury could become very expensive if you’re caught unprepared.
Here’s a positive example: did you know that Florida does not have a state income tax? That benefit alone may have you ready to put up the “For Sale” sign! However, there are still several business items to check off your to-do list.
Execute Your Plan
Your decision is made; you’re moving to Florida! Now what? Next, you’ll need to formulate and implement a step-by-step plan to ensure your move goes as seamlessly as possible. Every situation will be different, so it’s impossible to lay out every step in a single article. However, the checklist below will help you get started.
- Determine what you will need legally to live in Florida. This could change depending on how long you intend to stay. Beginning the application process early will help streamline the process.
- Gather up any important documents you will need, such as birth certificates, passports, and driver’s licenses.
- Begin assessing your finances to determine your budget for your new home in Florida. The value of your existing house, any savings you have, and any debts will all factor in.
- Research what cities you may want to live in based on your values and lifestyle preferences. At some point, you’ll need to find a new family doctor, dentist, and other medical practitioners. If children are involved, you’ll want to think about what school you want them to attend. Arrange a visit, if possible.
- Begin decluttering your home in anticipation of your relocation. The more you discard or donate now, the less you will have to transport.
- Decide what minor repairs and updates you will make on your existing home to prepare for the market.
- Arrange for an international moving company.
- Set up a US bank account.
- Label all of your moving boxes and indicate what room they should go in.
Things can change along the way, and you’ll need to be flexible as you prepare for your transition. A local real estate team with relocation experience can help you iron out all the finer details.
If your relocation plans involve selling your existing home, the posts below will help you make the most of your experience:
- How to Sell a House Fast
- When Is the Best Season to Sell Your Peterborough Home?
- Beyond Staging: Adding the Most Value for the Least Effort
Consult With Experts
The idea of moving to a new country with a more desirable climate can be exciting; however, the process is also complicated. A local real estate agent with relocation expertise can help you throughout most, if not all, of the steps involved.
Many experienced real estate professionals also come with vast networks of other experts who will guide you at every stage in your journey. Often, we can even provide you with a recommendation for a trusted real estate agent in your new city. From there, you can begin the search for your forever home with confidence. An exhilarating adventure lies ahead of you, and a team of experts can ensure a positive and seamless experience.
Whether relocating to or away from Peterborough, our experienced real estate agents can help. Reach out to team@jeffandkatie.ca or call 705-243-9797 to learn more about our services.
Let Us Guide Your Journey
Curious about your real estate options? Relocating to the Peterborough area? Our experts are ready to help.
